Man holding Social Security Number

Do you know what a Social Security Number is and what it is for?

A Social Security Number (SSN) is a nine-digit number assigned by the U.S. government to all U.S. citizens and eligible residents who apply for a Social Security Number. The government uses this number to track each person’s earnings and length of service.

Each time you are hired for a new job, your employer asks for this number, which the accounting department uses to report your earnings to the IRS and your wages to the Social Security Administration.

What else can I use the SSN for?

  • When you are retiring.
  • If you need to claim disability income. Banks may require your SSN to open a bank account.
  • When applying for federal loans. Unemployment benefits.
  • Enrolling in Medicare or Medicaid.
  • When applying for a U.S. passport.


You should never carry your SSN card with you unless you need it for a procedure or your employer requires you to register it. If you lose your card, you must go to the SSN administration to get a new one, the process is simple, but it must be in person, so sometimes you must spend hours trying to do it.

We recommend that you keep all documents with your SSN written on them in a safe place. For example, the annual tax return.

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Disclaimer: This is not legal advice, the material on this site has been prepared for informational purposes only. It should not be construed as legal or other professional advice, and its receipt does not constitute any type of attorney-client relationship. Never disregard the advice of your own attorney to discuss your particular case. 


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