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Man holding Social Security Number

Understanding the Significance of Social Security Numbers (SSN) in the U.S.

Do you know what a Social Security Number is and what it is for? A Social Security Number (SSN) is a nine-digit number assigned by the U.S. government to all U.S. citizens and eligible residents who apply for a Social Security Number. The government uses this number to track each person’s earnings and length of service.


Do you know what a Social Security Number is and what it is for?


This Social Security number serves as a vital identification tool for individuals. Each time you are hired for a new job, your employer asks for this number, which the accounting department uses to report your earnings to the IRS and your wages to the Social Security Administration.


What else can I use the Social Security Number for?

  • When you are retiring.
  • If you need to claim disability income. Banks may require your SSN to open a bank account.
  • When applying for federal loans. Unemployment benefits.
  • Enrolling in Medicare or Medicaid.
  • When applying for a U.S. passport.


Therefore, you should never carry your SSN card with you unless you need it for a procedure or your employer requires you to register it. If you lose your card, you must go to the SSN administration to get a new one, the process is simple, but it must be in person, so sometimes you must spend hours trying to do it.


We highly advise safeguarding all documents bearing your SSN in a secure location. Examples include your annual tax return, employment records, and insurance documentation, among others. Properly storing these ensures protection against identity theft and misuse.


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Disclaimer: This is not legal advice, the material on this site has been prepared for informational purposes only. It should not be construed as legal or other professional advice, and its receipt does not constitute any type of attorney-client relationship. Never disregard the advice of your own attorney to discuss your particular case. 


This information is copyright © If you wish to disseminate this information, please be sure to attribute it to the Vergara Miller Law Firm.

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